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Instant Payments (RTP® and FedWire)
The fastest rails, all in one place
Instant money movement made simple. Connect to RTP® and FedWire through one platform for fast, secure, always-on payments.
Platform Capabilities
Instant settlement, complete transparency, and nonstop availability for every payment flow.
Instant Settlement
Payments are settled instantly, improving cash flow and reducing reconciliation delays.
End-to-End Security
RTP® and FedWire transactions are protected with encryption, dual-control authorization, and tokenized accounts.
ISO 20022 Messaging
Structured payment data ensures compliance and simplifies reporting for AML/BSA and other regulatory requirements.
Account to Wallet
Support seamless onboarding, faster payouts, and real-time balance updates—ideal for marketplaces, fintech apps, and embedded experiences.
Account to Account
Reduce friction, speed up settlement, and give businesses immediate access to cash flow while maintaining full visibility and control.
High-Value Transactions
Designed for big-money movement. Execute high-value payments securely and efficiently, with the controls and safeguards enterprises rely on.
Potential Uses
Instant payment rails improve cash flow, speed up operations, and create smoother customer journeys.
