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Instant Payments (RTP® and FedWire)
The fastest rails, all in one place
Instant money movement made simple. Connect to RTP® and FedWire through one platform for fast, secure, always-on payments.
Platform Capabilities
Instant settlement, complete transparency, and nonstop availability for every payment flow.
Instant Settlement
Payments are settled instantly, improving cash flow and reducing reconciliation delays.
Instant Settlement
Payments are settled instantly, improving cash flow and reducing reconciliation delays.
Instant Settlement
Payments are settled instantly, improving cash flow and reducing reconciliation delays.
End-to-End Security
RTP® and FedWire transactions are protected with encryption, dual-control authorization, and tokenized accounts.
End-to-End Security
RTP® and FedWire transactions are protected with encryption, dual-control authorization, and tokenized accounts.
End-to-End Security
RTP® and FedWire transactions are protected with encryption, dual-control authorization, and tokenized accounts.
ISO 20022 Messaging
Structured payment data ensures compliance and simplifies reporting for AML/BSA and other regulatory requirements.
ISO 20022 Messaging
Structured payment data ensures compliance and simplifies reporting for AML/BSA and other regulatory requirements.
ISO 20022 Messaging
Structured payment data ensures compliance and simplifies reporting for AML/BSA and other regulatory requirements.
Account to Wallet
Support seamless onboarding, faster payouts, and real-time balance updates—ideal for marketplaces, fintech apps, and embedded experiences.
Account to Wallet
Support seamless onboarding, faster payouts, and real-time balance updates—ideal for marketplaces, fintech apps, and embedded experiences.
Account to Wallet
Support seamless onboarding, faster payouts, and real-time balance updates—ideal for marketplaces, fintech apps, and embedded experiences.
Account to Account
Reduce friction, speed up settlement, and give businesses immediate access to cash flow while maintaining full visibility and control.
Account to Account
Reduce friction, speed up settlement, and give businesses immediate access to cash flow while maintaining full visibility and control.
Account to Account
Reduce friction, speed up settlement, and give businesses immediate access to cash flow while maintaining full visibility and control.
High-Value Transactions
Designed for big-money movement. Execute high-value payments securely and efficiently, with the controls and safeguards enterprises rely on.
High-Value Transactions
Designed for big-money movement. Execute high-value payments securely and efficiently, with the controls and safeguards enterprises rely on.
High-Value Transactions
Designed for big-money movement. Execute high-value payments securely and efficiently, with the controls and safeguards enterprises rely on.
Potential Uses
Instant payment rails improve cash flow, speed up operations, and create smoother customer journeys.
Accounts Payable / Accounts Receivable
Instantly pay invoices or request payments to optimize cash flow and reduce reconciliation delays.
Accounts Payable / Accounts Receivable
Instantly pay invoices or request payments to optimize cash flow and reduce reconciliation delays.
Accounts Payable / Accounts Receivable
Instantly pay invoices or request payments to optimize cash flow and reduce reconciliation delays.
Reimbursements & Payouts
Deliver real-time disbursements to employees, customers, and partners.
Reimbursements & Payouts
Deliver real-time disbursements to employees, customers, and partners.
Reimbursements & Payouts
Deliver real-time disbursements to employees, customers, and partners.
Digital Wallets & P2P Transfers
Fund wallets, send money, or receive payments instantly across banks and platforms.
Digital Wallets & P2P Transfers
Fund wallets, send money, or receive payments instantly across banks and platforms.
Digital Wallets & P2P Transfers
Fund wallets, send money, or receive payments instantly across banks and platforms.
Cash & Treasury Management
Move high-value or time-sensitive funds exactly when needed, with secure settlement and full visibility.
Cash & Treasury Management
Move high-value or time-sensitive funds exactly when needed, with secure settlement and full visibility.
Cash & Treasury Management
Move high-value or time-sensitive funds exactly when needed, with secure settlement and full visibility.
Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly
Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly
Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289