Credit Cards
Custom Programs,
Full Control
Launch and manage credit card programs with Coastal’s flexible, API-enabled platform—full control, full visibility, and seamless integration for better customer experiences.



Flexible card programs for any model
Design a card program that fits your business. With processor-agnostic integrations, instant virtual card issuance, and support for both secured and unsecured models, you get flexibility without the friction.
Processor-Agnostic Issuance
Launch your program with the processor of your choice, without limitations.
Processor-Agnostic Issuance
Launch your program with the processor of your choice, without limitations.
Processor-Agnostic Issuance
Launch your program with the processor of your choice, without limitations.
Virtual and Physical Cards
Issue virtual cards instantly and physical cards with custom designs.
Virtual and Physical Cards
Issue virtual cards instantly and physical cards with custom designs.
Virtual and Physical Cards
Issue virtual cards instantly and physical cards with custom designs.
Secured & Unsecured Models
Support both secured and unsecured credit programs.
Secured & Unsecured Models
Support both secured and unsecured credit programs.
Secured & Unsecured Models
Support both secured and unsecured credit programs.
Unlimited Subledgers
Manage multiple accounts and programs under one platform.
Unlimited Subledgers
Manage multiple accounts and programs under one platform.
Unlimited Subledgers
Manage multiple accounts and programs under one platform.
Custom Features
Implement spending rules, rewards, and program controls tailored to your audience.
Custom Features
Implement spending rules, rewards, and program controls tailored to your audience.
Custom Features
Implement spending rules, rewards, and program controls tailored to your audience.
End-to-End Visibility
Track card usage, balances, and transactions in real time.
End-to-End Visibility
Track card usage, balances, and transactions in real time.
End-to-End Visibility
Track card usage, balances, and transactions in real time.
Key Benefits
Coastal brings together your program manager, processor, network, and issuing oversight so your credit card program runs smoothly from day one.
Total Program Control
Manage every aspect of credit card issuance and program operations.
Total Program Control
Manage every aspect of credit card issuance and program operations.
Total Program Control
Manage every aspect of credit card issuance and program operations.
Seamless API Integration
Flexible, developer-friendly APIs that fit into your existing stack.
Seamless API Integration
Flexible, developer-friendly APIs that fit into your existing stack.
Seamless API Integration
Flexible, developer-friendly APIs that fit into your existing stack.
Consumer & Commercial Ready
Configure features for any credit product—consumer or business.
Consumer & Commercial Ready
Configure features for any credit product—consumer or business.
Consumer & Commercial Ready
Configure features for any credit product—consumer or business.
Built to Scale
Reliable, enterprise-grade infrastructure that grows with your business.
Built to Scale
Reliable, enterprise-grade infrastructure that grows with your business.
Built to Scale
Reliable, enterprise-grade infrastructure that grows with your business.
Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly

Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly

Built for developers,
backed by bankers
Modern APIs with clear docs, backed by decades of banking and regulatory expertise—fintech speed with bank stability.
RESTful APIs
Intuitive, well-documented APIs that follow industry standards
Real-time Webhooks
Get instant notifications for all account activities and transactions
Comprehensive Docs
Detailed guides, API references, and example code to get you started quickly

Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com