FedNow® Payments
The Federal Reserve's Instant Payment Network
Move funds instantly with Coastal’s direct FedNow® connection. Enable real-time clearing and settlement with 24/7 availability, full transaction visibility, and streamlined operations.



FedNow® Capabilities
FedNow® is the real-time engine behind next-gen payments, enabling fast, transparent, and always-available money movement.
Real-Time Transfers
Send and receive payments instantly across the U.S., leveraging the Federal Reserve’s real-time payment system.
Real-Time Transfers
Send and receive payments instantly across the U.S., leveraging the Federal Reserve’s real-time payment system.
Real-Time Transfers
Send and receive payments instantly across the U.S., leveraging the Federal Reserve’s real-time payment system.
API Integration
Programmatically initiate payments, monitor status, and manage transactions through a single developer-ready platform.
API Integration
Programmatically initiate payments, monitor status, and manage transactions through a single developer-ready platform.
API Integration
Programmatically initiate payments, monitor status, and manage transactions through a single developer-ready platform.
Transaction Monitoring
Track each payment with real-time confirmations and visibility across all activity.
Transaction Monitoring
Track each payment with real-time confirmations and visibility across all activity.
Transaction Monitoring
Track each payment with real-time confirmations and visibility across all activity.
Flexible Use Cases
Support peer-to-peer transfers, business-to-business payments, and payroll or direct deposit payouts.
Flexible Use Cases
Support peer-to-peer transfers, business-to-business payments, and payroll or direct deposit payouts.
Flexible Use Cases
Support peer-to-peer transfers, business-to-business payments, and payroll or direct deposit payouts.
Scalable Access
As FedNow® adoption grows, unlock new opportunities to attract and retain customers.
Scalable Access
As FedNow® adoption grows, unlock new opportunities to attract and retain customers.
Scalable Access
As FedNow® adoption grows, unlock new opportunities to attract and retain customers.
Expanded Access
FedNow® extends access to real-time payments, enabling you to support consumers and businesses that legacy systems haven’t served well.
Expanded Access
FedNow® extends access to real-time payments, enabling you to support consumers and businesses that legacy systems haven’t served well.
Expanded Access
FedNow® extends access to real-time payments, enabling you to support consumers and businesses that legacy systems haven’t served well.
Frequently Asked Questions
What are the FedNow® transaction limits?
What are differences between FedNow® and RTP®?
Frequently Asked Questions
What are the FedNow® transaction limits?
What are differences between FedNow® and RTP®?
Frequently Asked Questions
What are the FedNow® transaction limits?
What are differences between FedNow® and RTP®?
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289