Debit Rails

Fast and reliable transactions

Every time a debit card is swiped, a bill is paid online, or money is sent to a friend, debit rails ensure those funds are transferred efficiently, securely, and reliably.

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Speed and effectiveness

Major benefits

  • Direct integrations with both Visa Direct and Mastercard Send
  • Immediate visibility into account balances and payment records
  • Strong controls reduce the risk of unauthorized transactions

The power of debit rails

Account Funding Transfers (AFT)

Use AFTs to directly fund new DDA or CMA accounts via debit cards.

Original Credit Transactions (OCT) 

Use OCTs to push funds directly to other bank accounts via debit cards.

Compliance and regulatory standards

Adhere to PCI DSS and local regulations to ensure data is protected.