Debit Rails
From swipe to settlement, in seconds
Every swipe, payment, and transfer rides on infrastructure you can trust. Coastal gives you fast settlement, strong fraud defenses, and full visibility into every transaction, so you can deliver seamless money movement at scale.



The value of going direct
Power every transaction with direct connections to Visa and Mastercard. Our debit rails give you the reliability, reach, and real-time visibility of the two largest global networks, so you can issue cards, move funds, and manage risk with confidence. Build experiences your customers trust, backed by the scale and security of proven payment infrastructure.
Direct Integrations
Real Time Tracking
Security Controls
Radical Transparency
Direct Integrations
Connect seamlessly to Visa Direct and Mastercard Send for efficient, reliable transfers.

Direct Integrations
Real Time Tracking
Security Controls
Radical Transparency
Direct Integrations
Connect seamlessly to Visa Direct and Mastercard Send for efficient, reliable transfers.

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Direct Integrations
Connect seamlessly to Visa Direct and Mastercard Send for efficient, reliable transfers.


"Coastal brings a level of quality and judgement that's rare. They balance big-picture strategy with practical execution, making collaboration effortless. Their partnership and responsiveness help us serve our customers with consistency and trust."
Sharon Carmeli, Chief Compliance Officer

"Coastal brings a level of quality and judgement that's rare. They balance big-picture strategy with practical execution, making collaboration effortless. Their partnership and responsiveness help us serve our customers with consistency and trust."
Sharon Carmeli, Chief Compliance Officer

"Coastal brings a level of quality and judgement that's rare. They balance big-picture strategy with practical execution, making collaboration effortless. Their partnership and responsiveness help us serve our customers with consistency and trust."
Sharon Carmeli, Chief Compliance Officer
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn what’s possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNow®, RTP®, and more—right out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovation—and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure that’s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com