Digital Lending
End-to-end lending solutions
A comprehensive lending ecosystem that supports every major credit model. Coastal supports growth, reduces risk, and brings sophisticated credit strategies to market with clarity and confidence.



Where lending expertise & innovation meet
Enhance your lending program with real-time loan application processing, underwriting approvals, and originations while ensuring strict regulatory compliance criteria are met. .
Underwriting & Risk Validation
Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.
Underwriting & Risk Validation
Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.
Underwriting & Risk Validation
Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.
Origination to Sell
Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.
Origination to Sell
Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.
Origination to Sell
Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.
Balance Sheet Lending
Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.
Balance Sheet Lending
Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.
Balance Sheet Lending
Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.
Capital Markets Support
Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.
Capital Markets Support
Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.
Capital Markets Support
Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.
Warehouse Lending
Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.
Warehouse Lending
Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.
Warehouse Lending
Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.
Reliable Liquidity
Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.
Reliable Liquidity
Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.
Reliable Liquidity
Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime
Fintech creativity with regulatory precision.
Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.
$4.48 Billion
in assets
$3.93 Billion
in deposits
99.99%
platform uptime

โExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโre smart, hardworking, and truly a joy to work with day to day.โ
Kate Handley, Director of Strategic Partnerships

โExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโre smart, hardworking, and truly a joy to work with day to day.โ
Kate Handley, Director of Strategic Partnerships

โExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโre smart, hardworking, and truly a joy to work with day to day.โ
Kate Handley, Director of Strategic Partnerships
Learn whatโs possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโright out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn whatโs possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโright out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Learn whatโs possible with Coastal
Cards
Issue debit or credit products under your own brand with BIN-level control and instant scalability.
Payments
Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโright out of the box.
Credit & Lending
Streamline origination, financing, and loan purchasing in a single workflow
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovationโand your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโs compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovationโand your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโs compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Ready to launch your next financial product?
Your customers expect speed, reliability, and innovationโand your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโs compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289
Modern banking infrastructure, built for scale and innovation.
Have a question?
commercial@coastalbank.com
NMLS
#462289