Digital Lending

End-to-end lending solutions

A comprehensive lending ecosystem that supports every major credit model. Coastal supports growth, reduces risk, and brings sophisticated credit strategies to market with clarity and confidence.

Where lending expertise & innovation meet

Enhance your lending program with real-time loan application processing, underwriting approvals, and originations while ensuring strict regulatory compliance criteria are met. .

Underwriting & Risk Validation

Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.

Underwriting & Risk Validation

Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.

Underwriting & Risk Validation

Leverage AI-driven credit and fraud checks to deliver consistent, compliant loan approvals with greater speed, accuracy, and confidence.

Origination to Sell

Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.

Origination to Sell

Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.

Origination to Sell

Build loan assets designed for the secondary market. Coastal handles oversight and documentation so you can turn originations into liquidity faster.

Balance Sheet Lending

Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.

Balance Sheet Lending

Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.

Balance Sheet Lending

Originations built to scale. We serve as your balance-sheet lender, overseeing underwriting, funding your loan book, and holding receivables.

Capital Markets Support

Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.

Capital Markets Support

Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.

Capital Markets Support

Expand liquidity options through expert guidance on securitization, investors, and portfolio management. We ready your program for capital markets with strong data and disciplined processes.

Warehouse Lending

Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.

Warehouse Lending

Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.

Warehouse Lending

Accelerate origination volume with warehouse facilities that support flexible funding needs. Our capital, risk monitoring, and reporting capabilities help you move fast while staying in full compliance.

Reliable Liquidity

Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.

Reliable Liquidity

Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.

Reliable Liquidity

Access steady funding while minimizing balance sheet risk. Coastal purchases program-originated receivables, providing predictable liquidity for your business.

Fintech creativity with regulatory precision.

Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.

$4.48 Billion

in assets

$3.93 Billion

in deposits

99.99%

platform uptime

Fintech creativity with regulatory precision.

Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.

$4.48 Billion

in assets

$3.93 Billion

in deposits

99.99%

platform uptime

Fintech creativity with regulatory precision.

Coastal blends fintech innovation with banking expertise to deliver flexible, compliant solutions built around your product and customers.

$4.48 Billion

in assets

$3.93 Billion

in deposits

99.99%

platform uptime

โ€œExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโ€™re smart, hardworking, and truly a joy to work with day to day.โ€

Kate Handley, Director of Strategic Partnerships

โ€œExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโ€™re smart, hardworking, and truly a joy to work with day to day.โ€

Kate Handley, Director of Strategic Partnerships

โ€œExecutive collaboration with Coastal has been outstanding. The team is creative, solution-oriented, and genuinely thoughtful. Theyโ€™re smart, hardworking, and truly a joy to work with day to day.โ€

Kate Handley, Director of Strategic Partnerships

Learn whatโ€™s possible with Coastal

Deposits

Offer FDIC-insured accounts that are secure, compliant, and ready to launch.

Cards

Issue debit or credit products under your own brand with BIN-level control and instant scalability.

Payments

Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโ€”right out of the box.

Credit & Lending

Streamline origination, financing, and loan purchasing in a single workflow

Learn whatโ€™s possible with Coastal

Deposits

Offer FDIC-insured accounts that are secure, compliant, and ready to launch.

Cards

Issue debit or credit products under your own brand with BIN-level control and instant scalability.

Payments

Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโ€”right out of the box.

Credit & Lending

Streamline origination, financing, and loan purchasing in a single workflow

Learn whatโ€™s possible with Coastal

Deposits

Offer FDIC-insured accounts that are secure, compliant, and ready to launch.

Cards

Issue debit or credit products under your own brand with BIN-level control and instant scalability.

Payments

Move money instantly via ACH, wires, cards, FedNowยฎ, RTPยฎ, and moreโ€”right out of the box.

Credit & Lending

Streamline origination, financing, and loan purchasing in a single workflow

Ready to launch your next financial product?

Your customers expect speed, reliability, and innovationโ€”and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโ€™s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.

Ready to launch your next financial product?

Your customers expect speed, reliability, and innovationโ€”and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโ€™s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.

Ready to launch your next financial product?

Your customers expect speed, reliability, and innovationโ€”and your team deserves a platform that can deliver. With Coastal, you get enterprise-grade banking infrastructure thatโ€™s compliant, scalable, and developer-ready, so you can focus on building, launching, and growing products your users will love.

Modern banking infrastructure, built for scale and innovation.

NMLS

#462289

Modern banking infrastructure, built for scale and innovation.

NMLS

#462289

Modern banking infrastructure, built for scale and innovation.

NMLS

#462289