Driving fintech forward
At Coastal, we transform banking with innovative Embedded Finance solutions. Our focus on financial innovation and customer needs ensures secure, flexible services that help businesses excel in the digital age, with a strong emphasis on compliance, risk management, and technology advancements.
Focused on compliance so you can deploy with confidence
Compliance Oversight
We ensure strict adherence to regulatory standards, offering comprehensive oversight to maintain top levels of compliance with federal and state regulations. We conduct regular reviews, risk assessments, and implement robust frameworks to mitigate legal and financial risks.
- Regulatory guidance
- Custom reporting
Relationship Management
Through open communication, collaboration, and dedicated support, we facilitate the successful implementation and optimization of banking solutions. We provide personalized guidance and strategic insights to help partners navigate the ever-changing financial landscape.
- Dedicated partner teams
- Regular status updates
Risk Management
Our framework identifies, assesses, and mitigates credit, operational, market, and compliance risks. Using advanced analytics, continuous monitoring, and stress testing, we proactively address vulnerabilities helping our partners maintain financial stability and regulatory compliance.
- Robust system monitoring
- Experienced risk oversight
Customized Solutions
We pride ourselves on offering flexible, dynamic embedded banking partnerships. Our collaborative approach ensures that solutions are tailored to each partner’s unique business model and timelines, fostering innovation and mutual success.
- Core agnostic
- API-driven workflows
Build and scale your own financial products
Lending
Build custom lending programs that include loan origination, debt financing, and loan purchasing.
Cards
Create debit or credit programs with a dedicated BIN ensuring control and scale.
Accounts
Offer safe, secure, and FDIC-insured bank accounts with full regulatory oversight support.
Payments
Move money to most bank accounts through ACH credits and debits, wires, checks, cards, and other transactions.
Helping Fintechs navigate the banking space, so they can better serve their customers.
Want to explore further?
We have built a strong reputation delivering customized, safe, and long-lasting banking partnerships. Discover how Coastal can help you build your own financial products with autonomy and confidence.
